Forbearance Care offers a range of support services designed to assist homeowners transitioning out of mortgage forbearance. Our goal is to provide guidance and resources that empower you to navigate this critical phase with confidence and clarity.

1. Personalized Financial Assessment

• Comprehensive Review: We conduct a thorough evaluation of your financial situation to identify your current obligations, income, and expenses.

• Customized Action Plan: Based on the assessment, we develop a tailored plan to address your specific needs and goals.

2. Mortgage Repayment Options

• Lender Negotiation: Our experienced team negotiates with lenders on your behalf to explore repayment options, loan modifications, and potential deferments.

• Understanding Your Choices: We help you understand the various repayment strategies available, such as lump-sum payments, extended repayment plans, and loan modifications.

3. Budgeting and Financial Planning

• Budget Creation: We assist in creating a sustainable budget that incorporates your new mortgage payments and helps manage your overall expenses.

• Expense Tracking: Tools and resources are provided to help you track spending and identify areas for improvement.

4. Credit Counseling

• Credit Assessment: We analyze your credit report and score to identify any issues and develop strategies for improvement.

• Rebuilding Your Credit: Guidance on steps to take to rebuild your credit after forbearance, including timely payments and debt management.​

5. Ongoing Support and Counseling

• Dedicated Support Team: Our professionals provide ongoing support and counseling to answer your questions and address concerns throughout your recovery process.

• Regular Check-ins: Scheduled follow-ups to assess progress and make adjustments to your plan as needed.

6. Access to Assistance Programs

• Resource Connection: We help you identify and connect with local, state, and federal assistance programs available to homeowners recovering from forbearance.

• Navigating Applications: Assistance with the application process for financial aid or counseling services.

 

Conclusion

At Forbearance Care, we are committed to supporting you through the challenges of post-forbearance recovery. Our comprehensive services are designed to empower you with the knowledge and resources needed to regain financial stability and move forward with confidence. Let us be your partner in this journey towards a brighter financial future.